Disney Rewards ($0 fee, 15.99% apr). This is a Chase card so the 5/24 rule applies.
TJX Platinum Mastercard ($0 fee, 26.99% APR)
Walmart Credit Card from CapitalOne (no annual fee 640+ 26.99% APR)
Petal Visa ($0 fee, 23.99% APR). For people with new credit only.
Deserve EDU (deserve.com) ($0 fee, 18.74%) . For students only.
Target RedCard Mastercard ($0, 22.9% APR). Apply for the store card first, then it can be upgraded to the Mastercard.
Ollo Rewards or Platinum Mastercard. By invitation only.
Paypal Credit Card. (Some users report being accepted with scores as low as 600).
Mercury Mastercard. By invitation only.
Capital One Platinum ($0 fee, 26.99% interest). Applicants may be required to get the secured card first. It may come with a $300 limit.
Upgrade Card (640+)
Discover IT. Apply for the secured version first, and it can be upgraded later.
SECU Starter Visa (secumd.org) ($0 fee, 13.99% apr)
Northwest Federal First Card Visa (nwfcu.org) ($0 fee, 12.9% APR, $1000 max credit limit)
Premier Members Credit Builder Visa (pmcu.org) ($0 fee, 10.15% apr, $1000 max credit limit)
Navy Federal Platinum. Only open to members.
Unify FCU Visa Classic. Only open to members but it is easy to join.
Andrews FCU Simplicity Visa. Only open to members.
Apple Card. Must have an iphone.
Chase Freedom / Chase Freedom Unlimited. $0 fee. Someone reported being accepted with a score of 645. Applicants must comply with the 5/24 rule. (Someone reported being accepted for Chase Freedom Unlimited with a 657.)
Mission Lane No Annual Fee Visa Credit Card. They also have a credit card with a $59 fee. (They accept applicants after bankruptcy. Some people report being approved for the $59 fee card with a credit score of 580. Some report being approved for the $0 fee card with a 635 score.)
Amazon Prime. Must be a prime member which costs $119/year. This is a Chase card so you must comply with the 5/24 rule.
Jasper Mastercard. Designed for people with no credit. Not for credit rebuilding.
Barclaycard Rewards. ($0 fee, 25.24% APR) At least a 620 score is required.
There are probably more than these and I will update the list as I find them.
Note: I am not saying that if someone applies for them they are guaranteed to be accepted. With the coronavirus recession all credit card companies are more cautious. I am just saying that some people with credit scores below 670 have been accepted in some cases by these cards. All of these have quirks or are targeted towards certain people (like students or military), so extra research is needed.
See also: https://www.creditcards.com/credit-card-news/credit-union-cards-anyone-can-get/
Most of those have no annual fees and are open to people with fair credit. You must join the credit union first.
There are probably more than these and I will update the list as I find them.
Note: I am not saying that if someone applies for them they are guaranteed to be accepted. With the coronavirus recession all credit card companies are more cautious. I am just saying that some people with credit scores below 670 have been accepted in some cases by these cards. All of these have quirks or are targeted towards certain people (like students or military), so extra research is needed.
See also: https://www.creditcards.com/credit-card-news/credit-union-cards-anyone-can-get/
Most of those have no annual fees and are open to people with fair credit. You must join the credit union first.
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