"The way moving money should be — simple, global, open, and practically free. Ripple is an open source person-to-person payment network — a simple way for anyone in the world to send money to anyone else at practically no cost."
I don't know much about this but it looks pretty cool. Ripple has its own currency called XRP.
See also: http://jpkoning.blogspot.com/2013/02/ripple-or-bills-of-exchange-20.html
Did banks just become obsolete?
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