"But people can also qualify for hardships for the unspecified nonreason that "you experienced another hardship in obtaining health insurance," which only requires "documentation if possible." And yet another waiver is available to those who say they are merely unable to afford coverage, regardless of their prior insurance. In a word, these shifting legal benchmarks offer an exemption to everyone who conceivably wants one."
http://online.wsj.com/news/articles/SB10001424052702304250204579433312607325596
The form is here: http://marketplace.cms.gov/getofficialresources/publications-and-articles/hardship-exemption.pdf
I don't understand the comment about "unable to afford coverage, regardless of their prior insurance". This is only open to those who received a notice of cancellation.
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